Lease to Purchase a Home

Benefits of the Lease Option Program

2006-05-18T11:29:00.000-07:00

A Few Benefits of the Real Estate Lease Option Program in Arizona

Split of Equity Growth - You have the opportunity to realize a portion of any appreciation growht while you live in the home.

Rent Credit - Money is working towards the purchase of the home each month that you pay rent on time and will be credited towards your down payment or taken off the sales price.

Option Consideration - This is credited towards the purchase of the home when you execute your option, lowering your purchase price.

Minimum Cash Needed - When you purchase a home conventionally, you must pay closing costs, pre-paids and a down payment. With a lease option contract, you pay only the first month's rent and an Option Fee.

Closing Costs Are Delayed - Your closing costs will be delayed (not avoided) until you actually close on the home.

Profits from Appreciation – When you exercise your option, not only will you have equity from your Option Fee and rent credits but you'll also receive an equity split, meaning you will also receive a percentage of the equity from appreciation in the property.

Buying Power - Your buying power is drastically increased. You can get into a Lease-Option home for as little as the first month's rent and the Option fee. Compare that to a lender who requires 10-20% down plus closing costs and pre-paids.

Credit Problems ok - Qualification restrictions are not as strict as conventional financing. You will be approved at the sole discretion of Complete Real Estate Solutions, LLC.

No Taxes, Less Liability - Since you do not own the home yet, you will not have to pay property taxes and your liability exposure will be drastically reduced.

Time before you actually buy the home - You will have time to repair your credit, find the best financing available, investigate the home and research the neighborhood

Quick Move In Time - Move in time is typically less than one week compared to conventional move in times of one to three months from the time the offer was made.

Real Estate Arizona, Buy a home az, buying a house az, lease option, rent to own

Lease Option or Rent To Own! Which do you Prefer?

2006-03-13T13:45:00.000-08:00

$1000 / 4br - RENT TO OWN IN PHOENIX- NO CREDIT QUALIFYING! (PHOENIX)
arizona Homes For Rent in Phoenix and Tucson, AZ Home Rentals ...
Phoenix Arizona rental homes, home rentals, houses for rent. Tucson rental homes,condos and other properties for rent in Arizona. Rentals in AZ.

NO CREDIT QUALIFYING!! GOOD CREDIT, BAD CREDIT, NO CREDIT, NO PROBLEM!!

Rent to own / Lease Option program lets you qualify for a home no matter what your credit situation is. There is NO CREDIT QUALIFYING with this program!!! OWN A HOME WITH LITTLE TO NO MONEY DOWN!!

Have a qualified lease option / rent to own specialist contact you-
www.cresaz.com/contact.php

Phoenix Homes For Lease Purchase / Lease Option / Phoenix AZ Rent ...
Phoenix homes for lease purchase / lease option / rent to own homes in city and
suburbs including rental properties in Phoenix Arizona, condo rentals in ...

Lease To Purchase Home

2006-03-07T10:32:00.000-08:00

Lease Option Arizona, AZ Rent To Own, Property Management, Real Estate Lease Option Arizona

Good Credit, Bad Credit, No Credit? We Can Help!

Best price in neighborhood! Six horses are allowed on this big 1.27 acre horse property! Go ride the trails on the adjacent open desert (state land). Home has a huge great room with vaulted ceilings and 3 big bedrooms. The kitchen includes tile floors and all white cabinets. In the backyard there is a covered patio, small sitting area, and even a koi pond. Enjoy the city lights and mountain views from this quiet country neighborhood. You can have this all for only $1,600 a month Call today!

Contact us at Complete Real Estate Solutions for all your real estate needs!

Lease To Purchase Home

2006-03-07T10:30:00.000-08:00

2006-01-30T12:25:00.000-08:00

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It's a beautiful day in Mesa today. A great day to look at houses! Check out a few of them that are up for lease purchase!

Brand New Build! Yours to Tailor.
This is an exquisite property with small town feel. A new build like this comes once in a lifetime. Three large bedrooms open up to an incomparable living room and kitchen. Tile floors and an island make this kitchen a cooks dream. Black appliances and brown counters add to an already stunning design. The pictures speak for themselves, this home truly is a piece of artwork.

Just LOWERED $50!! Lease this beauty for $3000 down and $1250 a month! Definitely a great deal for so much property.

Beautiful Home in Gilbert Lake Community
This is a beautiful property in a Lake Community in Gilbert. The home features a split bedroom floor plan in the community of Lago Estancia & it is move in ready. A Great community with parks and paths. You can get into this home for only $1300 a month with an Option Fee of $2500. Call us Today!!

Lease to Purchase has Never Been Easier!

2006-01-18T13:39:00.000-08:00

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We are your Complete Real Estate Solution for all of Arizona - Phoenix, Tempe, Mesa, Chandler, Gilbert, Queen Creek, Apache Junction, Casa Grande, Scottsdale, Maricopa, Glendale, Paradise Valley, Buckeye, Goodyear, Avondale, Carefree, El Mirage, Fountain Hills, Glendale, Litchfield Park, Paradise Valley, Peoria, - ANYWHERE IN ARIZONA - We Have Your Solution!

Check out our lease-to-own properties here. These listings are updated daily. Call us if you have any questions: 800-573-6274.

About Us:

Complete Real Estate Solutions, LLC (CRES) is a full-service real estate and property management company that specializes in helping people transition from renting to owning. This is done through our "Lease-Option" program. Click here for more information.
While we can help anyone buy and/or sell a residential or commercial real estate property, we also specialize in helping investors tap into the hot Arizona market. In addition to consulting with investors to develop and manage their portfolios, we also match your property with a suitable tenant/buyer.

Let Us Be The Landlord

Our property management division will handle any and all renter issues so you will not have to, giving you that much deserved piece of mind! One great thing about offering your investment property on a Lease-Option basis is that the tenant-buyer is responsible for the majority of the repair and upkeep.

This means less money out of your pocket and a more reliable positive cash-flow for your investment property!

Take a look at these great houses for lease-option in Arizona!

2005-12-27T14:49:00.000-08:00

Arizona-AZ - Rent To Own - Lease Purchase - Lease Option - Whatever you call it, it can help you STOP RENTING and instead get on the path to home ownership and personal wealth.
We are your Complete Real Estate Solution for all of Arizona - Phoenix, Tempe,
Mesa, Chandler, Gilbert, Queen Creek, Apache Junction, Casa Grande, Scottsdale,
Maricopa, Glendale, Paradise Valley, Buckeye, Goodyear, Avondale, Carefree,
El Mirage, Fountain Hills, Glendale, Litchfield Park, Paradise Valley, Peoria,
- ANYWHERE IN ARIZONA
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GOOD CREDIT, BAD CREDIT, NO CREDIT, NO PROBLEM!!

San Tan Mountain View in Picturesque Queen Creek Neighborhood

This is a great home in the San Tan Heights community with a beautiful view of the San Tans. This home has a formal living and dining room areas. The property also features tile throughout the entry way, kitchen and nook area. Outside there is a full covered patio and low maintenance desert landscaping. Great Child Friendly Neighborhood! Lease option this home for ONLY $2500 down & $1400 a month and get a monthly rental credit toward the down payment! MAKE YOUR MONEY WORK FOR YOU. GET ON THE PATH TO HOMEOWNERSHIP TODAY!

Lease Option this Home in a Highly Coveted Gilbert Neighborhood

BETTER THAN NEW-3 Bed PLUS DEN SHOWS LIKE A MODEL! Bay windows in the den and master bedroom. Master bath has separate tub and shower. Beautiful decorator touches including tastefully 2 tone paint in main areas, lighted plant shelves, custom window coverings, and upgraded maple spice color cabinets. Great Room has TV niche beautiful archways, nice landscape front and rear. Ceiling fans and tile floors throughout. Lease Option this home for $2500 down and $1400 a Month. Call TODAY!!

Stop wasting money by simply paying rent. Our FLEXIBLE Rent to own - Lease Purchase - Lease Option program lets you qualify for a home no matter what your credit situation is. There is NO CREDIT QUALIFYING with this program!!! OWN A HOME WITH LITTLE TO NO MONEY DOWN!!
Have a qualified lease option / rent to own specialist contact you- Click Here
What is a Lease Option? Click Here
Where ever you are looking, we can help:
Regular leases also available!
Facing Foreclosure? We can Help! Click Here
Be sure to tell a friend about how we can help them stop renting and get on the path to home ownership! They will thank you later!

Looking to Invest in the Future?

2005-12-06T14:24:00.000-08:00

Arizona-AZ - Rent To Own - Lease Purchase - Lease Option - Whatever you call it, it can help you STOP RENTING and instead get on the path to home ownership and personal wealth.

We are your Complete Real Estate Solution for all of Arizona - Phoenix, Tempe, Mesa, Chandler, Gilbert, Queen Creek, Apache Junction, Casa Grande, Scottsdale, Maricopa, Glendale, Paradise Valley, Buckeye, Goodyear, Avondale, Carefree, El Mirage, Fountain Hills, Glendale, Litchfield Park, Paradise Valley, Peoria, - ANYWHERE IN ARIZONA
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GOOD CREDIT, BAD CREDIT, NO CREDIT, NO PROBLEM!!

This House Is A Great Investment Opertunity!
Best price in neighborhood! Six horses are allowed on this big 1.27 acre horse property! Go ride the trails on the adjacent open desert (state land). Home has a huge great room with vaulted ceilings and 3 big bedrooms. The kitchen includes tile floors and all white cabinets. In the backyard there is a covered patio, small sitting area, and even a koi pond. Enjoy the city lights and mountain views from this quiet country neighborhood. You can have this all for only $290,000. Call today!

Properties like this are going to become more and more needed. Arizona has great site seeing opportunities for horseback riders and the need for more properties with this large amount of land is on the rise. Don't be surprised if this doubles in less than a year! The East valley is growing towards this property and soon will be worth a fortune! Don't wait! We can put tenants in this property as soon as you purchase it and you will make money while you sit and relax! Lease it for two years to one of our tenants, let us manage the property, sell it and make lots of $$$! Call NOW!

Whether you're buying or selling, we have your solution! We can handle any real estate transaction but cater to Real Estate Investors looking for investment opportunities in Arizona. We can handle your 1031 exchange!

Ask about our Placement Guarantee! Ask about our “Adopt-a-Tenant” program!

Mention this ad and get FREE property management (some conditions apply).

Search the MLS- Click Here

We specialize in Rent To Own / Lease Purchase / Lease Options. As a landlord you can avoid paying for repairs AND have a tenant that is motivated to pay rent EARLY!

Click here for more info about Lease Options and our full-service in-house Property Management!- Click Here

Whether you are an experienced real estate investor or you are just thinking about diversifying your investment portfolio, we are your Complete Real Estate Solution!

Click here for more info about our Investor Services!- Click Here

Have a home you want to sell? Let us help you! Whether you just want help selling it yourself or if you want us to handle everything, you only pay for the services you want! Better than simply using a discount listing service – get full service at a discounted price!

Click here to tell us about your house- Click Here

Facing Foreclosure? We can Help! Click Here

Be sure to tell a friend about how we can help them start investing in real estate! They will thank you later!

2005-11-28T15:05:00.000-08:00

Arizona-AZ
- Rent To Own - Lease Purchase - Lease Option - Whatever you call it,
it can help you STOP RENTING and instead get on the path to home ownership
and personal wealth.

We are your Complete Real Estate Solution for all of Arizona
- Phoenix, Tempe, Mesa, Chandler, Gilbert, Queen Creek, Apache Junction,
Casa Grande, Scottsdale, Maricopa, Glendale, Paradise Valley, Buckeye,
Goodyear, Avondale, Carefree, El Mirage, Fountain Hills, Glendale, Litchfield
Park, Paradise Valley, Peoria, - ANYWHERE IN ARIZONA

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arizona, arizona homes

GOOD CREDIT, BAD CREDIT, NO CREDIT, NO PROBLEM!!

New Listings For Lease-Option!

Click Photo for Details

$1350 a month. $2500 option fee. Beautiful home on huge lot. This home is on the biggest lot in the neighborhood, not to mention also being on a quiet cul-de-sac with no one behind!!! Neutral colors throughout, bright and airy floor plan with great kitchen - pull out shelves and breakfast bar. Must see!!!

Click Photo for Details

This is a great home in the San Tan Heights community with a beautiful view of the San Tans. This home has a formal living and dining room areas. The property also features tile throughout the entry way, kitchen and nook area. Outside there is a full covered patio and low maintenance desert landscaping. Great Child Friendly Neighborhood! Lease option this home for ONLY $2500 down & $1400 a month and get a monthly rental credit toward the down payment! MAKE YOUR MONEY WORK FOR YOU. GET ON THE PATH TO HOMEOWNERSHIP TODAY!

Have a qualified lease option / rent to own specialist contact you- Click Here

What is a Lease Option? Click Here

Where ever you are looking, we can help:

Regular leases also available!

Facing Foreclosure? We can Help! Click Here

Be sure to tell a friend about how we can help them stop renting and get on the path to home ownership! They will thank you later!

Lease To Purchase these Arizona Homes

2005-10-04T14:21:00.000-07:00

NO CREDIT QUALIFYING!! GOOD CREDIT, BAD CREDIT, NO CREDIT, NO PROBLEM!!

Rent to own / Lease Option program lets you qualify for a home no matter what your credit situation is. There is NO CREDIT QUALIFYING with this program!!! OWN A HOME WITH LITTLE TO NO MONEY DOWN!!

Have a qualified lease option / rent to own specialist contact you-
http://www.cresaz.com/contact.php

THE HOT ARIZONA MARKET - %47 returns

ARIZONA REAL ESTATE MARKET NEWS / STATS - 2005
http://www.cresaz.com/arizona_market/index.php

Invest in Arizona's HOT Real Estate Market
http://www.startinvestingtoday.com

Arizona Foreclosure Help
http://www.helpmestayaz.com

The simple way to get a loan

View some of the RENT TO OWN homes available in Arizona with no credit qualifying required-
Gilbert Homes Available for Rent to Own / Lease Option
Queen Creek Homes Available for Rent to Own / Lease Option
Mesa Homes Available for Rent to Own / Lease Option

NO QUALIFYING WITH CREDIT!! BAD CREDIT, NO PROBLEM!!

Contact us
Complete Real Estate Solutions, LLC
1201 S. Alma School Rd. Suite 11100
Mesa, Arizona 85210
Phone: 480-503-8635
Fax: 480-503-8630
Homes in Ariozna available for Lease Option / Rent to own

Rent to own homes for lease purchase in Arizona

2005-09-06T11:10:00.000-07:00

Arizona Homes For Lease Purchase
Phoenix Home Rentals

Have an Arizona Rent to Own / Lease Purchase specialist contact you-
https://www.cresaz.com/contact.php

CRESAZ.com covers the entire state of Arizona. Always FREE to search ads for homes for rent, townhouse rentals, condos for rent in Arizonia, Arizona condo rentals, Arizona townhomes, Arizona duplexes for rent, houses for rent, apartments for rent, and other rental property in Arizona. See links to main areas of service below or simply use the search box at the top of this page.

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CRESAZ.com

Lease to Purchase a Home Real Estate programs, links and information

2005-08-31T11:54:00.000-07:00

Can't qualify for a home because of bad credit? A Lease to purchase a home Option type program is your answer!!
Click Here - http://www.cresaz.com/lease_option.php

Are you an investor looking to capitalize on the 'HOT' Arizona Market?
Click Here - http://www.cresaz.com/Investors_faq.php
Click Here - http://www.startinvestingtoday.com

Are you looking for a home loan in Arizona or anywhere else in the United States? We specialize in refinance, lease to purchase a home or debt consolidation home loans. good credit, bad credit, no credit, no problem!!
Click Here - http://www.cresaz.com

With HelpMeStay.com, we offer you many flexible programs designed to provide Arizona lease to purchase a home owners with the best possible solution to your home problems. Whether you want to stay in your home or if you want to sell and move out A.S.A.P, HelpMeStay.com can help.

CRESAZ.com provides Arizona FREE lease purchase to purchase a home, lease option, AZ rent to own, and creative real estate investing Tips, Strategies and Secrets!

Lease to Purchase a home Press Releases

2005-08-25T16:21:00.000-07:00

Great Press Releases on Lease to Purchase a home, Lease Option and Rent to Own Programs. These PR's came out today. People with bad credit that can't qualify for a normal home loan can qualify for lease option purchase.
Anyone now can own a home for only a couple thousand dollars down!!

http://news.yahoo.com/news/
http://www.prweb.com/releases/

Have a lease to purchase a home Specialist contact you today-
https://secure.netskrill.com/3/lease_option.php

New Lease to Purchase a Home sites-

www.HelpMeStay.com - Arizona/Phoenix buying houses, selling your home, helping you stay, fast cash any condition AZ. We Buy Houses in Arizona, in any conditon. We can pay all cash and close quickly. We have a specialized team for every possible situation.

www.StartInvestingToday.com - Great site for investing in the hot Arizona Real Estate market.

AZ homes for Lease Option home Purchase

2005-08-18T15:20:00.000-07:00

Phoenix Lease Purchase - Lease Option - Phoenix Rent To Own with CRESAZ and NETSKRILL

Looking for an Phoenix home to Lease Purchase - Click the green button on left "Tenants" for a full explanation of what Lease Purchases, Lease Options, Rent to Own are. Or just click here to view Phoenix area lease purchase ads on Homerentalads.com

Looking to just rent a home in Phoenix - view Phoenix rental ads
Are you a property owner considering doing a lease purchase on your home in Phoenix? Click the green button "Property Owners" for a full explanation of the benefits of lease purchases. Or just to place an ad for Lease Purchase homes in Phoenix, click here: Place ads for Phoenix homes for lease purchase or for lease

What is a Lease Purchase?

A Lease Purchase allows you to rent and occupy the home while having a contact to purchase at a future date. There are two documents that allow you to do that. A lease or rental agreement and then a purchase contact to buy the property at a future date. Lease purchase agreements vary so there is not a standard contact used by all. With NetSkrill.com A lease purchase oftens refers to a contract for a certain purchase of the property.

"Lease-options," are smililar in that they often lock in the price of the home at the onset of the contract. However with many CRESAZ lease options, you have the right to purchase the property by a certain date, but are not obligated to do so. Most often options money is non refundable in the case that you do not purchase the property.

With current forecasts of growing home values, however, it's not surprising lease purchases and lease options today are gaining favor.

Sometimes, these programs help first-time home buyers with credit and savings problems, to purchase their first home.

As the buyer, some of the benefits may be that you will have minimum cash may be required, sometimes credit problems at the present are okay since sometimes the seller will finance you or if getting a mortgage loan you have time to repair your credit before you buy, you have faster equity growth than just renting, some of your money is working for you towards the CRESAZ.com purchase, the option money may be credit towards your purchase, you may have lower downpayment at closing since you may have option money or rent credits to apply, prices may have appreciated beyond your lock in price, and you have time to check out the property while you live in it. Every lease purchse or option is different, so you need to carefully read your contacts, because this is just a general description.

Phoenix homes for lease purchase / lease option / rent to own homes in city and suburbs including rental properties in Cresaz.com Phoenix Arizona, condo rentals in Phoenix AZ, condos in Phoenix, rental homes in Phoenix Arizona, houses for rent in Phoenix, and other Phoenix house for rent. For Phoenix, Scottsdale, Glendale, Mesa, Tempe, and Vicinity you can search for that rent to own, lease purchase, lease option, home rental, house or home for rent. Areas included are Anthem, Apache Junction, Avondale, Buckeye, Casa Grande, Cave Creek, Chandler homes for lease purchase, Chandler rent to own, El Mirage, Florence, Fountain Hills, Gilbert, Glendale, Gold Canyon, Goodyear, Higley, Laveen, Litchfield Park, Maricopa, Mesa, rent to own, Arizona, Paradise Valley, Peoria, Phoenix, Queen Creek, Rio Verde, Scottsdale, Sun City, Surprise, Tempe, Tolleson, Mesa, Avondale, rent to purchase, Cave Creek, Chandler, East Valley, El Mirage, Fountain Hills, Gilbert, Glendale, Goodyear, Litchfield Park, Maricopa, North Phoenix, Paradise Valley, Peoria, Phoenix, rent to own, Queen Creek, Scottsdale, Surprise, Tempe and Tolleson and these counties: homes for lease purchase in Maricopa County, Pinal County and Phoenix home for lease puchase.

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Disclosure: Homerentalads.com and related parties are not rendering legal, accounting or financial advice. If legal, accounting and financial advice are required, the services of properly licensed professionals should be sought.

These are the lease option homes in Gilbert available-
http://www.gilberthomes.blogspot.com/

These are the lease option homes in Queen Creek available-
http://www.queencreekhomes.blogspot.com/

These are the lease option homes in Mesa available-
http://www.mesahomes.blogspot.com/

Moving Resources Arizona rentals by city Phoenix Townhomes for rent Tucson home rentals

Click here to have one of our professional associates contact you today!!

For more details on Lease Option Purchase in Arizona CLICK HERE www.cresaz.com

CRESAZ AZ lease option classes

2005-06-17T13:02:00.000-07:00

CRESAZ Arizona Classes available for learing lease options.

Buying and Selling Property Using Lease / Options View Testimonials
Objective : Upon completion of this course the novice investor will have an understanding of using the Lease / Option as an investment strategy on single-family homes. The student will also have a basic working knowledge of finding, funding, and CRESAZ.com marketing properties, along with legal and contractual considerations. A significant portion of this class includes filling out actual contracts and making live phone calls to potential sellers using lease options. COURSE SYLLABUS Course Materials : Arizona Landlord Tenant Act Various Real Estate Contracts (ex. Lease / Purchase, Deeds) Individual Credit Reports Internet Access Session #1--Transfering Title Transfer Of Title Title Reports Mortgage v Trust Deed Title Insurance & Recordation Session #2--Understanding Financing Documents Hard Money Considerations Traditional Lenders Non-Traditional Sources No Money Down Transactions Session #3-Analyzing the Property and the Deal Is it a good deal? • What To Look For While Negotiating • Negotiating Price and / or Terms Session #4--Contracts You will learn how to make offers and you will fill out actual contracts! Lease Option Contract Optionee Consideration Optionor Obligation Termination Lease Option Arizona Landlord / Tenant Act Session #5-- Making Phone calls After you observe the instructor making calls to potential L/O Arizona Lease Options CRESAZ.com sellers you will have an opportunity to practice. The calls are made on a speaker phone so everyone learns from the experience.
Member Price: $169 Non-Member Price: $199

CRESAZ.com: Lease to Purchase a Home Refunds

2005-06-09T13:43:00.000-07:00

CRESAZ says a local business owner repaying Rent-To-Own Refunds

POSTED: 5:36 pm EDT June 8, 2005

Call 4 Action reporter Meghan Jones says a local rent-to-own business owner is repaying consumers.Easy Realty owner Jim Platts has agreed to give refunds for what CRESAZ and Attorney General Tom Corbett's office calls "unfair business practices.""He has agreed to pay restitution for consumers who have been victims," Deputy Attorney General Amy Schulman said. "He has also agreed to pay civil penalties and costs."

Beth Haller told Call 4 Action that she is one of those consumers."The home was 13 acres. We loved it and we were going to purchase the home," Haller said.Haller and her husband paid an $8,000 deposit and $1,000 in monthly rent. At the end of the lease to purchase a home, they thought they would buy the home."All of a sudden, the sheriff shows up at the house telling us we had 10 days to get out," Haller said. "First thing I did was call Jim Platts. Never returned a phone call."Schulman said Haller was one of many people who complained about a business pattern that only benefited the company because the consumer almost always lost money."The consumer is afforded no protection," Schulman said. "If the home is sold at sheriff's sale or foreclosed upon, they don't get a refund of their down payment. In addition, Easy Realty subjected the consumers to excessive late fees as high as $100 a day for late payments."Anyone who believes they are entitled to restitution from this company should contact Corbett's office before July 10.

Lease Option

DESKTOP THEMES

Lease to Purchase a Home

More Information: www.CRESAZ.com www.attorneygeneral.gov

What is a lease option at CRESAZ.com

2005-06-06T11:35:00.000-07:00

CRESAZ.com says that a “Lease-Option” is when, in addition to signing a lease, a tenant also buys an option to purchase the house at some point in the future, usually during the life of the lease.

Example: Harry Homeowner leases a house to Tammy Tenant for one year. Tammy also purchases an “option” to buy the house within the next year at a price to be determined by a neutral appraiser if and when Tammy exercises her option. This Option gives Tammy the right, but not the obligation, to purchase the house.

If Tammy does exercise her Option, the amount she originally paid for the Option will typically be applied to the purchase price of the house. Also, assuming it is paid on time, a portion of her monthly rent will usually be applied to the eventual purchase price as well. Finally, Harry may also agree to give Tammy a split of the equity that grows through normal appreciation between the time Tammy signs the lease and when she exercises her Option.

Lease-Options are most popular with people who don't have enough funds for a down payment and closing costs and/or people with low credit scores. Instead of simply paying rent that is never recovered, tenants are able to share in the equity that is generated exercising their Option and purchasing the house below market value (appraised value minus Option purchase price, monthly rental credits, and/or equity split).

Example 1: Equity Chart Comparison

A comparison of the rate of equity accumulation in a one-year period based on the following example; 3 Bedroom, 2 Bath home with a sale price of $100,000.

Note: Utilizing the CRESAZ Lease-Option Program with the same monthly payment as renting or owning, you have effectively doubled the amount of equity earned as compared to owning, with roughly half as much money out of pocket up front.

Lease-Option: If you Lease-Option this home, assume you will put down a $3500 option deposit (credited 100% towards the purchase price of the home) plus first months rent of $1000. You will also receive a $125 (12.5%) rent credit each month that will be credited towards the purchase price of the home.

Rent: If you were to rent this same home for $1000 per month, you would have to pay first and last month's rent plus, approximately, a $1000 security deposit (total up front out of pocket: $3000).

Purchase: Assume that you have very good credit so you are able to secure an 8% interest rate on a 30-year mortgage and a SMALL down payment of 5% of the sale price ($5000 down). Your mortgage payment would be approximately $735/month. Taxes, insurance and private mortgage insurance will run approximately $265 per month. This would put your monthly payment at about $1000/month. Closing costs and pre-paid expenses typically cost about $3000 for a $100,000 home.

As you can see, using a Lease-Option instead of just renting creates a ‘win-win’ situation for everyone!

A Few Benefits of the Lease-to-Purchase Program

· Faster Equity Growth - Equity can accumulate much faster than with conventional financing.

· Rent Credit - Money is working towards the purchase of the home each month that you pay rent on time and will be credited towards your down payment or taken off the sales price.

· Option Consideration - This is credited towards the purchase of the home when you execute your option. This money is your vested interest in the home and will be fully credited (100%) to your down payment.

· Minimum Cash Needed - When you purchase a home conventionally, you must pay closing costs, pre-paids and a down payment. With a lease option contract, you pay only the first month's rent and an option deposit. This will save you a lot of money.

· Closing Costs Are Delayed - Your closing costs will be delayed (not avoided) until you actually close on the home.

· Profits from Appreciation – When you exercise your option, not only will you have equity from your option and rent credits but most houses come with an equity split, meaning you will also receive a percentage of the equity from appreciation in the property.

· Buying Power - Your buying power is drastically increased. You can get into a Lease-Option home for as little as the first month's rent and the Option fee. Compare that to a lender who requires 10-20% down plus closing costs and pre-pays.

· Credit Problems ok - Qualification restrictions are not as strict as conventional financing. You will be approved at the sole discretion of Complete Real Estate Solutions, LLC.

· No Taxes, Less Liability - Since you do not own the home yet, you will not have to pay property taxes and your liability exposure will be drastically reduced.

· Maximum Leverage - You are spending very little money to fulfill the American dream of home ownership and building equity in that American dream.

· Time before you actually buy the home - You will have time to repair your credit, find the best financing available, investigate the home and research the neighborhood.

· Quick Move In Time - Move in time is typically less than one week compared to conventional move in times of one to three months from the time the offer was made.

The easy way to give your renters the option to buy.

2005-03-01T13:29:00.000-08:00

The easy way to give your renters the option to buy.
Can be used to lease a condominium or house with the option to buy.
If you have rental property that you're ready to sell, but you want to give your renters a chance to buy it—or perhaps you have an interested buyer who can't afford a big down-payment or qualify for a mortgage right away—then this is the document for you. Socrates created this Lease with Purchase Option form for those times when you want to offer your tenants more, than an ordinary lease does. It gives you a customizable agreement that includes all the up-to-date terms and conditions you want in a lease, plus an option to purchase clause, so you're protected and your tenants are satisfied.
The form is available at lease to purchase a home.com as a paper form or download and covers all the necessary rental terms and conditions, including:
payment
duration
security deposit
parking
subletting
damage to premises
utilities
maintenance and repairs
insurance
painting
pets
and more
It also includes a purchase option, which includes:
purchase price
down payment
closing date
purchase option deadline
With this Lease with Purchase Option form, you can create a complete and legal document that attracts tenants who are interested in purchasing your property and protects you in the event that future legal disputes arise. Leasetopurchaseahome.com and All contents reviewed and approved by licensed attorneys.

Features and benefits of a Lease Purchase transaction with cresaz.com

2005-02-23T10:04:00.000-08:00

Features and benefits of a Lease Purchase transaction with leasetopurchaseahome.com.
"The best ad is a good product."~ Alan H. Meyer ~The Lease to purchase a home contract is the quickest, easiest and least expensive way to buy, sell or invest in real estate. It replaces the typical adversarial relationship that usually exists between buyers and sellers with a win-win method of transferring real estate ownership. As a result, it is highly sought after by those who know about its powerful features and benefits.Landlord/Seller BenefitsIf you don't need much cash up front ($1,000 - $20,000), the best way to get your full asking price and a higher than average monthly rent for your home is to sell it on a Lease 2 Purchase. Since you are offering a huge value and attractive financing to assist the tenant/buyer, they tend to be willing to pay a higher sales price and higher than average rent. Tenant/buyers can easily understand the concept of trading price for time and value.When you Lease 2 Purchase your home, you receive a non-refundable option deposit. This amount can be as much (or as little) as you wish. You will receive a majority of your profits at closing when, and if, the tenant/buyer exercises their option to buy. You also win if the tenant/buyer defaults or allows the option to expire since option deposit is non-refundable. You can begin the whole process over again by collecting another option deposit from another tenant/buyer.The earnings potential for the landlord/seller is tremendous since a well-negotiated deal will reap profits at every stage of the game.Here are some features and benefits for the landlord/seller:
Top Sales Price, Even if Demand is Low for Your Home: You attract more buyers who are willing to pay a premium because of the exclusive financing terms and value you're offering.
Higher than Usual Rent: Since you are flexible on your financing terms and are offering a tremendous value, you can demand a higher than usual rent.
Positive Cash Flow: Since you can demand a higher than usual rent, your positive cash flow will increase.
Non-Refundable Option Consideration Up Front/Minimum Risk: When a tenant/buyer executes (signs) a Lease 2 Purchase contract, you receive an non-refundable option deposit that is yours to keep should they default or decide not to buy.
No Realtor Commissions: Since you are selling your home by owner, you will avoid paying a 6-10% realtor commission which can add up to thousands of dollars. You will also save on advertising costs because your home will be sold more quickly.
Attraction of the Highest Quality Tenants: Because you are renting to tenants who have a vested interest in your home, they think like homeowners and tend to take good care of it.
No Maintenance, No Landlording: Tenants who have a vested interest and believe they are a homeowner may feel a "pride of ownership" that encourages them to pay on time, perform maintenance and make improvements to your home (See the I Am Landlord/Seller Agreement in APPENDIX E).
Tax Shelter is Maintained: Because you remain on the deed until the option is exercised, you maintain all of the tax benefits of ownership.
Larger Market of Buyers: You are marketing your home not only to traditional buyers, but also to renters and investors. These three groups make up over 85% of people seeking to buy real estate.
No Long Vacancies: When you advertise your home as a Lease 2 Purchase your phone will literally ring off the hook. Typical turnover time is days or weeks instead of months or years.
Peace of Mind: It is safer than conventional rentals because of the quality of the tenants and their vested interest in your home. It also means that someone is living on-site who will watch and guard your home against fire, theft, vandalism, etc. Tenant/Buyer BenefitsIf you are in the market to buy a home, you are probably aware of the advantages home ownership provides (tax shelter, appreciation, security, etc). If you are actively seeking homes for sale on a Lease 2 Purchase agreement, you either (1) cannot purchase a home through conventional means, (2) are not ready to make a commitment, (3) are a real estate investor, (4) are very smart or (5) a combination of the above.The Lease 2 Purchase contract provides you with many features and benefits, but perhaps the most powerful one is the rate at which you accumulate equity. Compare any lender's loan amortization schedule to that of a Lease 2 Purchase contract and you'll quickly see that the Lease 2 Purchase contract wins hands-down -- every time. Moreover, the buying power of a Lease 2 Purchase contract can quickly and easily land you a home that you would never qualify for the conventional way.Here are some features and benefits for the tenant/buyer:
Faster Equity Growth: Equity accumulates much faster (five times or more!) than with conventional financing through a bank or lender (See APPENDIX B - Equity Charts).
Rent Money is Working Toward the Purchase of the Home: Every month a portion of your rent payment (typically $100-$500, depending on the home) is credited towards your down payment or off of the sales price (See APPENDIX B - Equity Charts).
Option Consideration is Credited Towards the Purchase of the Home: When you sign a Lease 2 Purchase contract, you will pay the seller an option deposit. This money is your vested interest in the home and will be fully (100%) credited to you when you buy the home.
Minimum Cash Out of Pocket: When you purchase a home conventionally, you must pay at least 5% down plus closing costs and prepaids. When you buy with a Lease 2 Purchase, you only pay first month's rent and a small option deposit. This will save you between 25% and 85% every time you buy a home.
Frequently No Down Payment at Closing: Since you have given the seller an option deposit and you have been receiving monthly rent credits, there will frequently be very little or nothing left to pay for a down payment at closing.
Profits from Appreciation: Since the sales price is locked in before closing (as specified in your agreement), any increase in property value will mean that your equity (what you owe minus what it's worth) is increasing in the home .
Possible Assignment (Sale) of Contract for a Profit: If you are allowed to assign your option (it will be in your agreement), you may assign it (sell it) to a third party for a profit (See the I Am Tenant/Buyer Agreement in APPENDIX E).
Increased Buying Power: When you buy a Lease 2 Purchase home, you can put down as little as first month's rent and a $1 option deposit (See APPENDIX C - Case Studies: Joslin Lake). Compare that to a typical bank or lender who requires 5-20% down plus closing costs and prepaids.
Credit Problems are Okay: Qualification restrictions simply do not exist. You will be approved at the sole discretion of the seller.
No Lengthy Escrows or Mortgage Approvals: Your approval will be based solely at the discretion of the seller instead of a lender who can take up to a month (or longer) to render a decision.
Control of the Home: You will be put in full legal control of the home for a specified period of time without actually having to own it.
No Taxes, Less Liability: Since you do not own the home (yet), you will not have to pay property taxes and your liability exposure will be dramatically reduced.
Quick Move In Time: You can typically take possession of the home in less than one week instead of conventional move in times of one to three months after your offer was accepted.
Maximum Leverage: You are spending very little (or no) money to control a very expensive, and very profitable, piece of real estate.
Time: Before you actually buy the home, you will have 6-24 months (depending on your agreement) to repair your credit, find the best interest rates, investigate the home and research the neighborhood and/or schools.
Minimal Maintenance: Large maintenance problems or any maintenance problems that exceed a certain amount of money are delegated to the seller (see the I Am Tenant/Buyer agreement in APPENDIX E).
Privacy: Your name will not be on the deed until you exercise your option to buy.
Peace of Mind: You will have full control of the home and can maintain it or improve it however you wish. Investor Benefits As an investor, you are probably aware of the principles of leverage (the use of borrowed funds to improve one's capacity and to increase the rate of return on an investment). With the Lease 2 Purchase contract, you can buy (control) properties for literally no money down without using a lender or going through the loan application process. Additionally, the Lease 2 Purchase contract is so quick and easy to use, you can significantly increase your productivity and, as a result, your cash flow. You will receive the same features and benefits as the landlord/seller or the tenant/buyer, depending on which role you take in the transaction.Realtor BenefitsAs a realtor, you would be wise to add the Lease 2 Purchase contract to your toolbox of income producing techniques. Imagine opening your doors to a world of buyers and sellers that nobody else in your office has even considered. In fact, every buyer and seller you meet is a potential Lease 2 Purchase candidate. This can provide a special market niche for you. And having a special niche is what separates the top producers from the mediocre ones.
Never lose another deal because your seller is overpriced or because your buyer can't get financing. A Lease 2 Purchase requires half the work of selling a home the conventional way so you will be much more productive (and wealthy). Furthermore, some of the most successful professionals in the world, including insurance agents, movie stars, musicians and authors benefit from a little-known financial secret about the best kind of income you can earn; residual income. What do they know that you don't? Simply put, they know that residual income provides for a steady cash flow that is paid at a date after your work has been completed. Imagine the income you'll receive from lining up one or two quick and easy deals every month for the next twelve months.Or instead of waiting one or two years for the options to mature, you could:
Consult with people on an hourly basis?
Pay a referral fee to someone for lining up these opportunities for you?
Charge an up front fee for your services instead of waiting for the residual income? The possibilities are endless.More important, you are in a position to make the Lease 2 Purchase option known to a select group of potential clients who would not qualify in any other way to purchase. They will remember the opportunity you gave them. At minimum, you have a fiduciary responsibility to determine whether a Lease 2 Purchase agreement could help them solve their real estate problems. It may be exactly what they need.
Click here to learn How to Lease Purchase
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Lease to Purchase a Home

2005-02-07T13:03:00.000-08:00

W E L C O M E to
Lease to purchase a home and Jem Property Solutions
This is the best place to visit if you're buying, selling or investing in real estate and you're serious about alternative ways and innovative ideas for making a profit in real estate. I like to think of it as:
The FREE information source for buying, selling or investing in real estate with the revolutionary lease purchase (lease option) contract.
This site includes articles, opinions and links to other points of interest on the web. It will contribute to your knowledge of the lease purchase (lease option) contract from a real-world perspective.
Better yet, it doesn't matter if you're buying, selling or investing in real estate; it's easy to immediately begin using the lease purchase (lease option) contract and put the most amazing creative real estate financing technique to work for you -- and your wallet -- right away!
But I'm getting way ahead of myself, the first thing you need to do is:
Add this site to your favorites!
Believe me, you'll want to repeatedly take advantage of some of the powerful tips, strategies and secrets found here.
One thing I should mention right off the bat is that you need to forget about conventional ways of thinking. The real key to success is your thinking process. You must be innovative and alternative. But most of all, you must THINK BIG.
It is very rare that a single magic solution makes you successful. It is a process... a lot of ideas that combine into one large flourishing success. You will have to learn to maximize every technique and idea presented on this web site.
Fact is, there are literally hundreds of creative ways to buy, sell and invest in real estate. I have tried them all; the conventional, the unconventional... the ethical, the risqué... the complicated, the simple... the common and the crazy.
On that note, subscribe to my Lease Purchase Tips Newsletter which is now available FREE online! That's right, I said free. No strings attached. Each issue includes the latest cutting edge creative real estate tips, strategies and secrets.
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